Online tools to help organise your spending habits
The internet is not just for social media and funny memes – you can use it to help organise your spending habits and free up some funds.
There are plenty of online habits and services that can help you take back control of your budget by cutting back on your spending.
You can compare the prices of goods and services, find coupons, use online entertainment services, and even grab last-minute deals, if you’re lucky.
How much could you be saving on your health insurance, phone or broadband plan, electricity bills, home loan or other monthly spends?
There are plenty of websites that help you compare between providers, taking a previously time-consuming chore and automating it for you.
If you do your homework and use comparison sites, you could end up finding a better deal that lowers your monthly bill.
Sites like comparethemarket, infochoice, iSelect, WhistleOut, Rate City, Finder, and Energy Made Easy will help you to compare prices across a wide range of companies and services, from phone plans to energy bills, mortgages, insurance, and more.
You can even cut back a bit on your weekly petrol bill with apps like Motormouth, that find the lowest fuel prices in your area.
Grab some coupons
Coupons are a way of life for people in countries like the US, but many Australians don’t realise that there are lots of special offers available in our own fair country, if you’re prepared to look around.
You can find cheap movie tickets, take-away food deals, and discount entry to local theme parks.
You can also get information on big sales that are happening in-store.
Daily deal sites are still alive and kicking, too.
Check out allthedeals for the top picks from sites like Scoopon, Groupon, and Living Social.
This site lets you search by category to find travel, fashion, and restaurant deals near you.
Talk, watch and pay
Skype, FaceTime, and Google Hangouts connect you via video to your friends, family, and colleagues around the world without the per-call cost.
You can even create conferences and have multiple people in a chat at one time.
While you do still of course have to pay for the internet connection, you’ll be saving on those international call rates.
Make the most of your computer to pay your bills and set up automatic withdrawals, potentially saving you the cost of late fees, and making trips to the bank or post office to pay bills a thing of the past.
Find unbooked rooms and tickets
It can pay to be the last one to buy, if you’re happy to take that risk.
These sites are where establishments advertise to fill unbooked rooms, sometimes at a significant discount.
Buy second hand
You’ll often be able to find furniture that has hardly been sat on, clothes that haven’t been worn, and toys barely out of their box at a fraction of their original price.
Lots of local areas now also have a Buy, Swap, and Sell Facebook group that is free to join.
These let you list, trade, and buy items from people in your area.
The internet can be a bargain hunter’s dream – so have fun and make the most of the savings you find online.